InvestOS v3.0.6

Goal Tracker

Current NW Target

— —

— of goal

Stocks Active

—

Cash Reserve

—

Mutual Funds

—

EPFO / PF

—

Active Holdings

Symbol	Owner	HC	Status
TATAPOWER	Self	HC2	HOLD
HBLENGINE	Self	HC3	HOLD
HDFCBANK	Self	HC1	HOLD
DATAPATTNS	Self	HC2	WATCH
SCHNEIDER	Self	HC2	HOLD
AZAD	Spouse	HC3	WATCH
FEDERALBNK	Spouse	HC2	HOLD
SILVERBEES	Spouse	HC4	HOLD

Behavioral Rules Status

AI Analysis

Phase 1

Phase 2

Verdict

Stock Setup

Symbol

Sector

HC Bucket

Value-Chain Moat (barrier to entry — drives bucket cap)

Live Market Data (Google Sheets bridge)

Document Upload

📄

Drop Annual Report / Investor Deck here

Accepts multiple PDFs • Auto-renamed to SYMBOL_AR_YYYY.pdf format

Manual Override (Optional)

Gemini 3.5 Flash • Temperature 0.0 • JSON output

Phase 1 — Quick Screen (4 Dimensions)

GATE RULE: 3+ Strong/Accumulating = PROCEED · Any Weak/Avoid = REJECT

Phase 2 — Deep Dive (35 Checks)

Fundamental (17 checks)

Flow (6 checks)

⊕ Flow Data Entry (FII / DII by quarter)

Technical (6 checks)

Risk (6 checks)

Holdings Universe

Symbol	Sector	HC	Cap	Owner
TATAPOWER	Power	HC2	₹25,000	Self
HBLENGINE	Engineering	HC3	₹10,000	Self
HDFCBANK	Banking	HC1	₹40,000	Self
DATAPATTNS	Defence Tech	HC2	₹25,000	Self
SCHNEIDER	Power Infra	HC2	₹25,000	Self
AZAD	Engineering	HC3	₹10,000	Spouse
FEDERALBNK	Banking	HC2	₹25,000	Spouse
SILVERBEES	Commodity ETF	HC4	₹8,000	Spouse

HC Bucket Weights

Bucket	Fund%	Flow%	Tech%	Risk%	Max
HC1	40%	20%	15%	25%	₹40K
HC2	30%	25%	30%	15%	₹25K
HC3	25%	20%	35%	20%	₹10K
HC4	20%	25%	35%	20%	₹8K

Google AI Studio API Key

Get your free key at aistudio.google.com → Get API Key → Create API Key
Free tier: 15 req/min, 1,500 req/day — enough for personal use.

API Key (stored in browser localStorage only)

Cache & Diagnostics (v3.0.6)

After Phase A (PDF extraction) completes, observations are cached. If Phase B fails, the next run skips Phase A and jumps straight to Phase B — saving 90+ seconds per retry.

The diagnostic log is available during analysis (see the "Diagnostic Log" panel). Copy it on error instead of screenshotting.

Build Info

Version: v3.0.6

AI Model: Gemini 3.5 Flash

Temperature: 0.0

Output: application/json

Architecture: Single HTML · No server · BYOK

Storage: localStorage only

Privacy: PDFs uploaded to Google via File API for analysis, then removed

Portfolio Numbers (stored locally — never in code)

These numbers are stored only in your browser's localStorage. They are never saved in the source code file and are not visible in your GitHub repo.

Current Net Worth (₹)

Goal Target (₹)

Goal Year

Stocks Active Value (₹)

Cash Reserve (₹)

Mutual Funds (₹)

EPFO / PF (₹)

Investor Profile

Broker: Zerodha

Goal: —

Proven XIRR: 30.5% (7 years)

Style: Thematic Early Identifier + Patient Accumulator